sandy insurance

by Guest Sat Jan 05, 2013 7:27 pm

As you know, so many trees had fallen in our yards during Sandy. We thought maybe the home insurance won't cover it, coz the dwelling wasn't damaged. But I hoped that maybe they will factor in the little damage to the fence now. Also the future potential damage to it if the still dangling trees fall down later.

So I called them and filed the claim anyway. They said if I am getting the work done, then to keep the pictures and receipts ready. But we didn't get anything done immediately as we heard of all the scams going on. Two-three weeks later their claim adjustor called and then came and took the pics one day. We didn't need to be present there. A couple of weeks later, we got a mail from them that we can get up to $1500 (approximately).

Then we got the work done by our landscaper, which costed $2500 in all. So now, we were thinking of sending the receipts, etc to the insurance people to finally claim.

Turns out we didn't need to. Got the check in the mail y'day. Full money.

Nice people. Good country. For many many reasons.

by Kris Sat Jan 05, 2013 7:46 pm

Vidya Bagchi wrote:As you know, so many trees had fallen in our yards during Sandy. We thought maybe the home insurance won't cover it, coz the dwelling wasn't damaged. But I hoped that maybe they will factor in the little damage to the fence now. Also the future potential damage to it if the still dangling trees fall down later.

So I called them and filed the claim anyway. They said if I am getting the work done, then to keep the pictures and receipts ready. But we didn't get anything done immediately as we heard of all the scams going on. Two-three weeks later their claim adjustor called and then came and took the pics one day. We didn't need to be present there. A couple of weeks later, we got a mail from them that we can get up to $1500 (approximately).

Then we got the work done by our landscaper, which costed $2500 in all. So now, we were thinking of sending the receipts, etc to the insurance people to finally claim.

Turns out we didn't need to. Got the check in the mail y'day. Full money.

Nice people. Good country. For many many reasons.

>>> Hey, that is good news.

by Guest Sat Jan 05, 2013 7:48 pm

Congrats!

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